For Lenders & Note Holders

Sell your loans to serious note buyers.

Private lenders, hard-money shops, banks, and note funds list mortgage notes, deeds of trust, and pools — performing or non-performing — to a vetted network of cash note buyers.

Platform fee

7.77777% per side

Paid only at close. Same fee on every TLBC asset class — property, REO, loans.

Performing & non-performing

List PL, NPL, sub-performing, and re-performing notes. First, second, and junior position supported.

Pool or single-note

Sell one note at a time or bundle into a pool with summary stats. Buyers can bid on the whole pool or request carve-outs.

Vetted buyers only

Every buyer is identity-verified and POF-documented before they see your loan tape.

Escrow at funding

Buyer's purchase price held in TLBC escrow. Released to you when assignment recorded — refunded if title fails.

Borrower stays informed

Goodbye/hello letters and RESPA notices coordinated through the platform after sale.

7.77777% per side

Same fee for buyer and seller. No upfront cost, no auction premium, no listing fees.

Loan attributes captured

  • • Unpaid principal balance (UPB)
  • • Interest rate & remaining term
  • • LTV & lien position
  • • Seasoning & payment history
  • • Collateral address & state
  • • Borrower credit band (banded, not raw)

Getting started

  1. 1. Create a Lender account and complete one-time KYC + Stripe Connect onboarding.
  2. 2. Post a note or upload a pool tape with asking price.
  3. 3. Vetted buyers submit offers; you accept the one that works.
  4. 4. Close through escrow — 7.77777% fee netted at funding.